Embracing the Self: 4 Parallels Between David Goggins and Michael A. Singer

David Goggins, a retired Navy SEAL and ultra-endurance athlete, and Michael A. Singer, the spiritual author behind “The Untethered Soul,” may seem like they exist in different realms. On the surface, the two couldn’t seem more different. However, a closer inspection reveals striking parallels in their perspectives on transcending personal limitations and fostering inner growth.

1. Inner Resistance and Transformation

Goggins is renowned for his “40% rule,” which suggests that when we think we’re done, we’ve only tapped into about 40% of our potential. Similarly, Singer emphasizes moving past our comfort zones, stating that personal growth is a result of facing and overcoming internal resistance.

Goggins and Singer underscore the power of the mind. Goggins proposes the concept of “mental toughness,” pushing oneself to physical extremes to conquer mental barriers. Singer, conversely, illuminates how the mind can be our greatest friend or foe, based on how we manage our thoughts and emotions.

2. Living in the Present: Presence in Action and Spirit

For David Goggins, presence is a practical tool for achieving goals. In his endurance races and intense physical feats, being present and focusing on the task at hand has been a survival strategy. When faced with overwhelming challenges, he advocates breaking the task into manageable pieces and focusing only on the immediate hurdle. This technique, often referred to as “micro-goaling,” keeps one grounded in the present moment, enabling one to handle immense challenges without being overwhelmed by the magnitude of the whole task. It’s about surviving the moment, making it through the current mile, and not worrying about the dozens to come. This practice of mindfulness under extreme conditions has repeatedly proven effective for him.

In contrast, Michael A. Singer’s perspective on living in the present takes a more spiritual approach. In “The Untethered Soul,” he suggests that we can fully experience life in the present moment by releasing our past regrets and future anxieties. For Singer, living in the present is less about overcoming physical challenges and more about achieving spiritual liberation. He teaches that our thoughts and emotions often tether us to the past or future, preventing us from fully experiencing and engaging with the present. By observing and releasing these thoughts and emotions, we can achieve a state of presence that enables us to experience life more fully and deeply.

In essence, both Goggins and Singer advocate for a deep engagement with the present moment, albeit in different contexts. Goggins’ concept of living in the present serves as a tactical strategy for overcoming monumental tasks, while Singer’s perspective offers a path to spiritual liberation and inner peace.

3.Pain as a Pathway to Growth

David Goggins’ perspective on pain is grounded in physical endurance. He believes that we discover our true strength when we push our bodies to their limits, and in doing so, we also stretch our mental barriers. Goggins often refers to the idea of “callousing the mind,” which he developed through his extreme physical training. By regularly exposing himself to discomfort and pain, he built resilience, not only physically but mentally. For Goggins, pain isn’t something to avoid; instead, it’s a valuable teacher that pushes us beyond our perceived limits and opens doors to personal growth.

Michael A. Singer, on the other hand, views pain from an emotional and spiritual lens. In “The Untethered Soul,” Singer discusses how emotional pain, such as fear, trauma, or heartbreak, can serve as barriers to our personal and spiritual growth. But, rather than avoiding this pain, he encourages us to face it head-on. By confronting and observing our internal pain without judgment, we can understand its roots and eventually release it. This process, while uncomfortable, ultimately leads to self-discovery, inner peace, and personal growth.

Despite their different approaches, both Goggins and Singer see pain as a catalyst for growth. Goggins views pain as a physical test that builds mental toughness and resilience, while Singer perceives it as an emotional challenge that, when faced, can lead to spiritual growth and inner peace. Both perspectives highlight the importance of not shying away from discomfort but embracing it as a vital part of the journey toward personal growth.

4. The Inner Roommate and Self-Talk

The most interesting parallel is their views on self-talk. Singer’s “inner roommate” metaphor represents the ceaseless chatter of our minds constantly complaining and questioning us. It’s the “I’m hungry, I’m tired, I don’t want to do that” background narration all our minds do. He suggests observing this chatter without judgment, can lead to overcoming it and is part of the path to inner peace.

Goggins, similarly, confronts this chatter, turning negative self-talk into a motivational tool for overcoming physical and mental barriers. The “inner bitch” represents the self-doubting, comfort-seeking voice within us all. It is the voice that tells us to quit when things get tough, that urges us to seek ease and avoid discomfort. Goggins believes this voice is a barrier to reaching our full potential and must be silenced and controlled to achieve extraordinary results.

Goggins has continuously defied this inner voice in his journey, pushing past physical and mental limits through rigorous training and intense determination. His strategy for overcoming this self-doubt involves intentionally placing himself in uncomfortable situations to build mental toughness, thereby proving to his “inner bitch” that he can indeed overcome adversity.

David Goggins and Michael A. Singer may appear different at first glance, but they share profound similarities in their philosophies of personal growth, mind mastery, and authenticity. Both figures guide us in recognizing that our most significant limits are self-imposed, and only by confronting these barriers can we truly grow and find our authentic selves.

How to Protect Your App-Based Financial Accounts

In the fall of 2020, Robinhood, an investing and stock trading application, experienced a security breach in which over 2,000 accounts were hacked when their email addresses were comprised outside of the app. An issue of security on the end of both the application and the individual customers. Its not the first time something like this has happened, and it certainly won’t be the last.

So how can you best protect yourself and your financial investments when an inevitable attack happens to a third party services company or bank that you utilize? The good news is, you can achieve additional protection for your investment funds, confidence and peace of mind – in just a few steps.

Step 1: Dark Web Scan

Your email is your key to all of your digital accounts, so its important to know if any of your accounts where it is used and their corresponding passwords have been compromised . Do a quick, free, dark web scan  of your email address to find any account passwords that have been breached. For any that are, change the password by choosing a strong, unique password, and most importantly – never use your old password anywhere, ever again.

Step 2: Setup MFA for Email

MFA or multi-factor authentication, not to be confused with MMA or mixed martial arts (though both are technically an individual form of protection) is incredibly important to activate for your email. 

Why? It helps protect from brute force attacks and phishing attempts. And since email is your main identifier for all of your personal accounts, including your financial accounts, you want to make sure it has maximum security.

How? Here are step-by-step guides for Gmail, ProtonMail and Yahoo accounts. There are a few of options to set it up – via SMS, an authenticator app, or with a physical security key. Each option has pros and cons, so be sure choose the one that is most convenient for you. 

Recommendation: If you have a substantial sum of money in your accounts, or are at a higher risk for being attacked, choose the physical key. (Yubikey

Step 3: Setup MFA for Financial Accounts

Next you’ll want to set up two-factor authentication for the financial accounts that you want to protect. This information is typically available right on the site or within the app of the bank or financial services company your account is with. Below are direct links to enable MFA for the follow accounts:

Step 4: Lock your Phone Number

No not locking your phone, locking your phone number. This prevents attackers from transferring your phone number to a different carrier, also known as an unauthorized port out.  This is done in an attempt to gain access to your private accounts. And since your phone number is directly tied to most of your online accounts and identity, this is an important step. Especially for instances in which text message-based two-factor authentication is used as the primary security method or when your number is used as a backup access method. Every major US phone carrier allows you to create a PIN or passcode to lock your account.

Verizon lets you do this online here, AT&T also allows you to do it online here, and TMobile requires you to do it over the phone by calling 1-800-937-8997.

Step 5: Theft Protection & Cyber Insurance

Finally, you need to purchase some type of cyber insurance or identity theft protection that covers loss of funds for investment accounts. It’s important to be careful when shopping around for this. Many insurers will say they provide $1M of protection but in  actuality only have $25K of loss of funds coverage. So take your time and shop around for the best price from a reputable company.

Following the breach at Robinhood in 2020, I wrote an article on medium (here) about the steps to take to protect your account.

At Agency, our focus is on cybersecurity and privacy technology, so we have partnered with a major insurance company to offer our member’s coverage at no additional cost, including a full $1M in loss of funds coverage. 

Stay safe. Invest your money with confidence! Learn more about protecting yourself and financial accounts with Agency.